Cash Back Goldmines Top Cards Offer Shocking Opportunities

There are generally three types of cash back programs:

• Flat-rate Cash Back: These cards offer a consistent percentage of cash back on all purchases. They are ideal for those who prefer simplicity and do not want to track spending categories.
• Tiered Cash Back: These cards offer different percentages of cash back depending on the category of the purchase, such as groceries, dining, or gas. They can be beneficial if your spending aligns with the higher reward categories.
• Rotating Category Cash Back: These cards offer higher cash back percentages in specific categories that change quarterly. They require more management but can yield higher rewards if used strategically.