Master Personal Loans with Our Ultimate Insider's Guide
October 28, 2025
Interest Rates and Fees
Interest rates for personal loans can vary widely based on your creditworthiness and the lender's policies. On average, rates can range from 6% to 36%3. It's crucial to compare offers from multiple lenders to ensure you're getting the best deal. Be mindful of additional fees, such as origination fees or prepayment penalties, which can affect the total cost of the loan.