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Quick Strategies to Boost Your Credit Score

Improving your credit score doesn't have to be a long, drawn-out process. Here are some effective strategies you can employ to see results faster:

• Pay Your Bills on Time: Your payment history accounts for 35% of your credit score, making timely payments crucial².
• Reduce Your Credit Utilization Ratio: Aim to keep your credit card balances below 30% of your total credit limit. This ratio significantly impacts your score³.
• Avoid Opening New Credit Accounts Unnecessarily: Each new account adds a hard inquiry to your report, which can temporarily lower your score⁴.