Savings Accounts That Actually Have Good Interest Rates

Citi Bank Accelerate Savings

The annual percentage yield for the Citi Bank Accelerate Savings account clocks in at 1.40%. Citi Bank doesn't require a minimum amount of money to open this type of savings account. This savings account offers free access to over 60,000 ATMs across the United States. There's a monthly service fee of $4.50 for accounts that do not keep an average monthly balance of over $500.

There's a standard limit of 6 money transfers out of this savings account per month. Citi Bank allows money transfers from your non-Citi Bank accounts to your savings account at no extra charge to make deposits more convenient. The Citi Bank mobile app is an added perk to the Accelerate Savings account. It allows you to perform almost all banking functions directly from your mobile device.