Savings Accounts That Actually Have Good Interest Rates

UFB High Yield Savings Account

If you want to put large amounts of money in a savings account to maximize your interest earnings, the UFB High Yield Savings account is the best solution. The APY for the UFB High Yield Savings account is 1.51% on balances exceeding $10,000. UFB doesn't charge any monthly service or maintenance fees for this account. No minimum deposit is required to open this type of account with UFB. This means you can open the account with any dollar amount. Still, you won't start earning via interest unless your balance exceeds $10,000.

This account provides an ATM card at no extra charge. UFB offers access to banking through its mobile app, internet browser website, and through SMS messaging. There's no charge to make mobile check deposits into this account. This means you can take pictures of your physical paper check and deposit them into your savings account online.