Explore Affordable Health Insurance Everyone's Missing Out

Types of Affordable Health Insurance Plans

There are several types of health insurance plans that can be considered affordable, depending on your income level and healthcare needs:

• Health Maintenance Organization (HMO) Plans: These plans typically offer lower premiums and require you to choose a primary care physician who coordinates your care. While you must use a network of doctors and hospitals, the costs are generally lower.
• Preferred Provider Organization (PPO) Plans: With higher flexibility in choosing healthcare providers, PPO plans tend to have higher premiums but offer more extensive networks.
• Exclusive Provider Organization (EPO) Plans: Similar to HMOs, EPOs require you to use network providers but do not require referrals for specialist visits, often at a lower cost than PPOs.
• Catastrophic Health Insurance: Designed for young and healthy individuals, these plans have low monthly premiums but high deductibles, covering major medical expenses after the deductible is met.