Secrets Your Homeowners Insurance Coverage Doesn't Want Revealed

Common Coverage Exclusions

While homeowners insurance covers a wide range of potential risks, there are several common exclusions that could leave you vulnerable. For instance, most standard policies do not cover flood damage. Homeowners in flood-prone areas should consider purchasing separate flood insurance to safeguard their property¹. Similarly, earthquake damage is often not covered, requiring a separate policy in regions prone to seismic activity².