Secrets Your Homeowners Insurance Coverage Doesn't Want Revealed

October 28, 2025

Valuable Personal Property

Standard homeowners insurance often has limits on coverage for high-value items such as jewelry, art, and electronics. If you own items that exceed these limits, you may need to purchase additional coverage, known as a rider or endorsement, to ensure full protection3. This additional coverage can be tailored to the specific value of your possessions, providing peace of mind that you're fully covered.

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