Secure Your Home with Master Homeowners Insurance Secrets

Homeowners insurance typically includes several types of coverage:

1. **Dwelling Coverage**: This protects the structure of your home, including the roof, walls, and built-in appliances, against perils like fire or hail.

2. **Personal Property Coverage**: This covers your personal belongings, such as furniture, electronics, and clothing, if they are damaged or stolen.

3. **Liability Protection**: This provides coverage if someone is injured on your property and you are found legally responsible.

4. **Additional Living Expenses (ALE)**: If your home is uninhabitable due to a covered loss, ALE covers the cost of living elsewhere temporarily.