Master Effortless Homeowners Insurance Coverage Savvy Today
October 28, 2025
Types of Coverage
Homeowners insurance typically includes several types of coverage. The primary ones are dwelling coverage, which protects the structure of your home; personal property coverage, which covers the belongings inside your home; and liability coverage, which protects you in case someone is injured on your property. Additionally, there are options for additional living expenses coverage, which pays for temporary housing if your home becomes uninhabitable due to a covered event. Understanding these options is crucial for tailoring a policy that fits your specific needs.