Secure Your Family's Future Today Comprehensive Life Insurance Guide
October 27, 2025
Cost Considerations and Affordable Options
The cost of life insurance varies based on factors like age, health, and the type and amount of coverage. Term life insurance is typically the most affordable option, with premiums that can be as low as $20-$30 per month for young, healthy individuals1. Permanent life insurance premiums are higher but offer additional benefits and security. Many insurers provide discounts for non-smokers or those who meet certain health criteria, so it's worth exploring these options when searching for the right policy.