Decode Mortgage Rates Today Master Financial Freedom Instantly
October 28, 2025
Current Market Trends
As of late 2023, mortgage rates have been relatively stable, with slight fluctuations in response to economic indicators1. The average rate for a 30-year fixed mortgage is around 6.5%, while 15-year fixed rates hover near 5.8%2. These rates can vary based on the lender and your creditworthiness, so it's essential to compare different lenders and see these options to find the best deal.