Erase Student Debt Fast With Genius Payment Tricks

Utilizing Income-Driven Repayment Plans

One effective way to manage your student debt is by enrolling in an income-driven repayment plan. These plans adjust your monthly payment based on your income and family size, often resulting in a lower payment that can free up cash for other expenses². Furthermore, any remaining balance after 20 or 25 years of qualifying payments is forgiven, offering a long-term solution for borrowers with high debt-to-income ratios.